BudgetFlow AI Beta

Early access budgeting workspace

Understand where your money goes. Without spreadsheets.

Scan receipts, track expenses, plan spending, and see what is safe to spend before the month ends.

Early access ? Free while we improve the product Available in: English / Português
May dashboard Live
Safe to Spend €1,240.75
Plan used 72%
Income€3,000.00
Spent€786.25
Remaining€720.75
Recent Receipt Continente EUR 48.92 / Food & Dining
Top Category Food 35%
Upcoming Payment Phone Contract May 27, 2026 / EUR 25.90

Built for real life

Everything you need to manage your money with clarity.

Smart Receipts

Upload receipts and extract vendors, totals, and items automatically.

Smart Categories

Suggest categories from local vendors and previous choices.

Monthly Planning

Create spending limits and stay on track all month.

Safe to Spend

Know what is safe to spend after commitments.

Installments

Track installments and recurring payments in one place.

EN/PT Support

Use the app in English or Portuguese.

Product intelligence

A clearer view of receipts, plans, and upcoming money movement.

BudgetFlow AI connects the daily details of spending with the bigger monthly picture, so every receipt, commitment, and plan has context.

Smart Receipts Safe to Spend Financial Timeline
Monthly control room Live
Receipts understood18
Commitments ahead€342.40
Timeline statusClear

How it works

A simpler rhythm for monthly money.

1

Add Money

Record real income or savings added to your month.

2

Upload Receipts

Capture spending from receipts instead of rebuilding it by hand.

3

Understand Spending

See plans, commitments, categories, and what is safe to spend.

4

Plan Safely

Use Safe-to-Spend, monthly plans, and the timeline to make better spending decisions.

Portugal receipt intelligence

Built for real Portuguese spending.

BudgetFlow AI understands real-world Portuguese receipts, Multibanco references, IVA information, vendors, and local spending patterns.

Portuguese receipts Multibanco IVA Local vendors

Today, our extra receipt safety checks are tuned for Portugal. Receipts from other countries, or from vendors we don't recognize yet, can show incorrect item details even after you mark them reviewed — we're extending the same checks to more regions next.

OCR extraction Receipt details become structured data. Vendor, NIF, IVA, payment method, items, and totals are prepared for review.

Your data, your privacy

Security you can trust

Your data is stored with PostgreSQL-backed persistence, secure sessions, and careful environment-based configuration.

PostgreSQL-backed

Runtime data uses PostgreSQL through DATABASE_URL.

Secure sessions

Private app pages stay behind login.

No ads or tracking

No public tracking scripts are added in this phase.

You own your data

BudgetFlow AI is built around your receipts and exports.

FAQ

A few honest answers.

What is BudgetFlow AI?

A personal finance workspace for receipts, expenses, spending plans, and Safe-to-Spend guidance.

Is BudgetFlow AI free?

Yes. BudgetFlow AI is currently free during early access while we improve it with real users.

Does it support Portuguese receipts?

Yes. Portuguese receipts, Multibanco, IVA, and local vendors are a core focus.

Is my data secure?

We are building with privacy and security as core principles, but we do not claim bank-level security or formal certification.

Can I use it on mobile?

Yes. The app and website are responsive and usable on mobile browsers.

Early access

Start with clarity before the month ends.

BudgetFlow AI is free during early access while we improve it with real users.

Start Free